1. Nature of Service

Mercazul operates as a digital intermediation platform. We do not manufacture, store, or distribute the products listed. We are not a party to transactions between buyers and sellers.

2. Credit Information

Credit scores and trust signals are informational only. They do not constitute guarantees of payment or creditworthiness, nor do they represent legal, financial, or underwriting advice.

3. Third-Party Products and Services

We do not guarantee the quality, safety, legality, or availability of products or services offered by third parties on the Platform. Each seller is responsible for their own products and compliance with applicable regulations.

4. Platform Availability

We strive to keep the Platform available at all times, but do not guarantee uninterrupted service. Interruptions may occur due to maintenance, updates, or circumstances beyond our control.

5. Jurisdiction

This disclaimer is governed by the laws of the Republic of Panama. Any dispute shall be submitted to the jurisdiction of the competent courts of Panama City.