Services
Buyer Credit Program
A credit scoring system designed for B2B trade in the region, helping sellers make informed commercial decisions.
What Is the Mercazul Credit Score?
It is a Pseudo-FICO scoring system that evaluates the commercial reliability of buyers based on their transaction history, payment behavior, and platform activity.
How Is It Calculated?
- Payment history: punctuality and consistency in previous payments.
- Transaction volume: frequency and size of completed orders.
- Account age: time as an active user on the platform.
- Profile verification: completeness of profile and commercial documentation.
Program Benefits
- For buyers: build a credit history that facilitates negotiations and access to better trade terms.
- For sellers: assess commercial risk before accepting orders or extending payment terms.
- For the ecosystem: promotes responsible trade practices and reduces default risk in the region.
Credit scores and trust signals are informational only. They do not constitute guarantees of payment or creditworthiness, nor do they represent legal, financial, or underwriting advice.